New Jersey Take Home Pay Calculator 2026
Estimate your paycheck in New Jersey after federal and state taxes.
Updated for 2026
Calculator Details
Estimated Take-Home Pay
Working in New Jersey: Your 2026 Tax Guide
If you live or work in New Jersey, understanding your tax liability is key to financial planning. New Jersey collects state income tax, which will be deducted from your paycheck along with federal taxes. Our calculator estimates this impact to give you a clear picture of your net pay.
Taxes in New Jersey Breakdown
When you look at your pay stub in New Jersey, you'll typically see these major deductions:
- Federal Income Tax: This goes to the IRS and is based on your income bracket and filing status.
- New Jersey State Tax: New Jersey State Tax: Applicable based on your income bracket.
- FICA (Social Security & Medicare): A flat 7.65% rate (6.2% for Social Security + 1.45% for Medicare).
Salary Examples for New Jersey
Here is how your paycheck might look at different income levels in New Jersey (Single Filer estimates):
$50,000 Salary
Federal:-$7,000
FICA:-$3,825
State:-$3,000
Net Pay:$36,175
$100,000 Salary
Federal:-$14,000
FICA:-$7,650
State:-$6,000
Net Pay:$72,350
$150,000 Salary
Federal:-$21,000
FICA:-$11,475
State:-$9,000
Net Pay:$108,525
Cost of Living in New Jersey
While taxes are important, they are just one part of the equation. New Jersey may offer a specific lifestyle or cost of living that balances out the tax situation.
State Comparison
Your purchasing power in New Jersey depends on both taxes and the cost of living. Use our comparison tool to see how your paycheck would look in a different state.
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Frequently Asked Questions
In New Jersey, the state income tax is estimated based on our simplified model. For our calculator, we use an estimated effective rate of roughly 6.00%.
Your take-home pay in New Jersey is your gross salary minus Federal Income Tax, New Jersey State Income Tax, Social Security, and Medicare.
Yes, some cities and counties may levy additional local income taxes which are not included in this state-level estimate.
Disclaimer
This calculator is for informational purposes only and should not be considered tax or legal advice. While we strive for accuracy, tax laws change frequently and individual circumstances vary. Please consult a qualified tax professional or financial advisor for your specific situation.