PayPilot

Take Home Pay Calculator by State

State taxes can make a massive difference in your paycheck. Select your state to see exactly how much you keep.

Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
District of Columbia

Why Location Matters for Your Paycheck

When negotiating a salary or considering a relocation, looking at the gross annual salary is only half the story. A $100,000 salary in Texas results in significantly more take-home pay than the same salary in California due to the lack of state income tax.

Federal taxes are uniform across the US, but state and local taxes vary wildly. Understanding these differences is crucial for maximizing your wealth.

States with Zero Income Tax

Living in one of these states means you keep a larger portion of your paycheck. However, keep in mind that these states may have higher sales tax or property tax to compensate.

AlaskaFloridaNevadaSouth DakotaTennesseeTexasWashingtonWyoming

States with Highest Income Tax

These states have progressive tax brackets that can take a significant bite out of high earners' paychecks. If you live here, tax planning (like 401k contributions) becomes even more important.

CaliforniaHawaiiNew YorkNew JerseyOregonMinnesota

Popular Comparisons

Did you know?

Alaska has no state income tax and also pays residents an annual dividend from its Permanent Fund, effectively giving you a negative tax rate!

Frequently Asked Questions

Eight states currently have no state income tax on wages: Alaska, Florida, Nevada, South Dakota, Tennessee, Texas, Washington, and Wyoming. New Hampshire taxes interest and dividends but not earned income.
Most states use a progressive tax bracket system similar to the federal government (earn more, pay higher percentage). Some states (like Pennsylvania and Colorado) use a flat tax rate where everyone pays the same percentage regardless of income.
Usually, yes. You typically pay taxes to the state where you work. Your home state may also tax that income, but you generally receive a tax credit for taxes paid to the work state to avoid double taxation. Reciprocity agreements between neighboring states can simplify this.
California has the highest marginal income tax rate in the country, reaching up to 13.3% (and potentially higher for millionaires). New York and Hawaii also have top brackets exceeding 10%.